About Us
786X is a digital payment services platform built to serve the global Muslim economy with dignity, security, and full shariah alignment. As the payment services arm of our group, 786X offers an inclusive ecosystem that enables real-time, peer-to-peer transactions—even without internet, SIM cards, or traditional banks.
Our mission is to eliminate financial exclusion and empower communities through ethical, privacy-first financial tools. From in-chat payments to SIM-free wallets, 786X delivers a modular super-app infrastructure tailored to the unique needs of the ummah—across rural markets, diaspora communities, and mission-driven institutions.
Backed by regulatory readiness and a proprietary non-blockchain tech stack, 786X bridges the gap between faith and innovation—enabling every individual to transact, communicate, and thrive on their own terms.
Services
Real-Time & Offline Digital Payments
786X enables instant peer-to-peer value transfers—with or without internet or SIM cards. Whether through QR codes, in-chat transfers, or offline relay, users can send and receive funds anytime, anywhere, with full privacy and zero intermediaries.
SIM-Free Wallet & 786 Number
Every user gets a SIM-free, jurisdiction-agnostic wallet tied to a unique 786 Number, not a phone number. This allows global access to payments, vouchers, and financial tools—without telecom restrictions or KYC barriers.
Halal-Compliant Commerce & Community Tools
From ethical marketplaces to micro-enterprise tools, 786X provides a zero-fee, shariah-compliant platform for commerce, giving users access to goods, services, and group-based savings—while embedding features like the Hijri calendar, Qibla compass, and community messaging.
Start Your 786X Journey With Us
Contact us to get find out more about what we can do for you!
Contact UsCore Team
Shahmir Quereshi
DirectorA strategic thinker with a deep understanding of the payments industry, Shahmir Quereshi leads 786X, the payment services arm of CapitalX. His leadership and vision drive the company's mission to provide innovative and secure payment solutions.
Patrick Faris
Primary OfficerMr FARIS BIN ABDULLAH @ Patrick Chen Yee Ching was called to the UK bar in 1983 and the Malaysian bar in 1984 and has had almost 40 years of legal and corporate experience in the financial services, property and retail sectors . He spent the first seven years of his working life in a commercial and corporate litigation practice, before going in-house for a public listed financial services and property group where he was Chief General Counsel for 6 years.
Marcel Rogalla
Chief Technology OfficerSeasoned executive with 30+ years of global leadership in emerging technologies, digital communication platforms, and high-growth startups. Proven success scaling operations, building strategic partnerships, and launching innovative solutions across the US and Europe. Dual experience as founder and C-level leader in software, secure communications, and AR/VR technologies. Known for navigating complex markets and aligning technology with business impact.
Contact
Marketing Office
8 Jalan Turi, Bangsar, 59100 Kuala Lumpur
Call Us
+60 11 2928 1308
Email Us
hey@786x.com